Minnesota paycheck: estimating your take-home pay
How federal income tax, Minnesota state tax and FICA come out of each paycheck, with an example for a biweekly pay schedule.
Key facts
| Place | Minnesota |
|---|---|
| Sales tax | State sales tax |
| Standard rate on file | 6.875% |
| Multiply net price by | 1.06875 |
| Tax share of a gross price | 6.43% |
| Currency | USD |
The three main deductions
Every paycheck in Minnesota has federal income tax withholding and FICA (6.2% Social Security up to the wage base plus 1.45% Medicare). State income tax depends on the state; the calculator starts with 6% for Minnesota as a planning estimate.
Worked example
Here is the calculation with sample figures. Change any number in the Minnesota Paycheck Calculator to run your own.
| Gross annual salary | $60,000.00 |
| Pay periods per year | 26 |
| Federal rate (%) | 12% |
| State rate (%) | 6% |
| Gross amount | $2,307.69 |
|---|---|
| Federal tax | $276.92 |
| State tax | $138.46 |
| Social Security and Medicare | $176.54 |
| Net per paycheck | $1,715.77 |
Pre-tax deductions
401(k) contributions, health premiums and HSA contributions taken pre-tax reduce taxable wages, so your real withholding may be lower than this simple estimate.
Quick reference at 6.875%
Common amounts in Minnesota, worked both ways: adding tax to a net price, and extracting it from a price that already includes tax.
| Amount | Tax on net amount | Gross (net + tax) | Net if amount includes tax |
|---|---|---|---|
| $10.00 | $0.69 | $10.69 | $9.36 |
| $50.00 | $3.44 | $53.44 | $46.78 |
| $100.00 | $6.88 | $106.88 | $93.57 |
| $250.00 | $17.19 | $267.19 | $233.92 |
| $500.00 | $34.38 | $534.38 | $467.84 |
| $1,000.00 | $68.75 | $1,068.75 | $935.67 |
| $5,000.00 | $343.75 | $5,343.75 | $4,678.36 |
How Minnesota compares
Standard rates on file for other states. A difference of a few points matters most on high-value purchases and on cross-border sales.
| Place | Rate on file | Compared with 6.875% |
|---|---|---|
| Maryland | 6% | lower |
| Massachusetts | 6.25% | lower |
| Michigan | 6% | lower |
| Mississippi | 7% | higher |
| Missouri | 4.225% | lower |
| Montana | 0% | lower |
Using the calculator step by step
- Open the Minnesota Paycheck Calculator.
- Type your figures into the numbered lines. Results update as you type.
- Check the rate field. It starts at 6.875%; change it if a reduced rate, local surcharge or exemption applies to you.
- Read the result on the receipt panel, and use the formula shown under it if you need to explain the figure to a client or colleague.
Key terms
- Gross amount
- The amount after tax is added, which is usually what a consumer pays.
- Marginal rate
- The rate applied to the next unit of income. It decides how much of a raise or a deduction you keep.
- Taxable income
- Income left after allowances and deductions, on which the tax rates are applied.
- Zero rate
- A rate of 0% on a taxable supply. Unlike an exemption, the seller can usually still reclaim tax on costs.
- Tax credit
- An amount subtracted directly from the tax bill, worth its full face value.
Common mistakes to avoid
- Using your top federal bracket as the withholding rate.
- Forgetting pre-tax deductions.
Run your own numbers. The Minnesota Paycheck Calculator updates as you type and shows the formula it uses.
Frequently asked questions
How much tax comes out of a paycheck in Minnesota?
Federal withholding, FICA of 7.65% and any state income tax. The calculator estimates each line.
Does Minnesota have a state income tax?
The planning rate used here is 6%; check current Minnesota rules for your income.
This article is general information for planning, not tax advice. Rates and rules change; confirm with your tax authority or a qualified adviser.